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Ramp: Fetch a financing application — response body

Fetch a financing application: response body. Complete fields and constraints for contract 2026-10-27.

API reference · Contract 2026-10-27

SDK schema: Fetch a financing application — response body

FieldTypePresenceDescription and constraints
$objectRoot
applicantModelRequired within parentExpand Fetch a financing application — response body — applicant
Information about the applicant, the person who completes the application in Ramp and becomes the business owner once it is approved.
application_typestringOptionalType of financing application.
Known values: BILL_PAY_ONLY, RAMP_SUITE
beneficial_ownersJSONRequired within parent
beneficial_owners (anyOf 1)arrayAlternativeBeneficial owners of the business.
beneficial_owners (anyOf 1)[]ModelEach itemExpand Fetch a financing application — response body — beneficial owners Beneficial owners of the business item
beneficial_owners (anyOf 2)nullAlternative
businessJSONRequired within parent
business (anyOf 1)ModelAlternativeExpand Fetch a financing application — response body — business address, business description, business name dba, business name legal, business name on card, business website, incorporation, phone
Business details.
business (anyOf 2)nullAlternative
controlling_officerJSONRequired within parent
controlling_officer (anyOf 1)ModelAlternativeExpand Fetch a financing application — response body — controlling officer address, birth date, email, first name, is beneficial owner, last name, ownership percentage, passport last 4, phone, ssn last 4, title
The controlling officer of the business.
controlling_officer (anyOf 2)nullAlternative
financial_detailsJSONRequired within parent
financial_details (anyOf 1)ModelAlternativeExpand Fetch a financing application — response body — financial details estimated monthly ap spend amount, estimated monthly spend amount
Financial details for underwriting.
financial_details (anyOf 2)nullAlternative
idstringRequired within parentUnique identifier of the application.
Format: uuid
incorporation_statusstringRequired within parentIncorporation status for the business. NOT_INCORPORATED when the business has no incorporation record.
Known values: FORMED, INCORPORATED_EXTERNALLY, INCORPORATING, NOT_INCORPORATED
needs_incorporationbooleanRequired within parentWhether the business still needs to be incorporated through Ramp. Reflects the needs_incorporation flag supplied at application creation.
open_ramp_checking_accountbooleanRequired within parentWhether the applicant is applying for a Ramp checking account. For Agent FA, this is always true and external bank linking is unavailable.
statusstringRequired within parentCurrent status of the financing application.
Known values: APPROVED, FOLLOW_UPS_REQUIRED, IN_REVIEW, REJECTED, STARTED, WITHDRAWN

Referenced models: Fetch a financing application — response body — applicant, Fetch a financing application — response body — business address, business description, business name dba, business name legal, business name on card, business website, incorporation, phone, Fetch a financing application — response body — controlling officer address, birth date, email, first name, is beneficial owner, last name, ownership percentage, passport last 4, phone, ssn last 4, title, Fetch a financing application — response body — financial details estimated monthly ap spend amount, estimated monthly spend amount, Fetch a financing application — response body — beneficial owners Beneficial owners of the business item

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